Seybold Report ISSN: 1533-9211
Sura Alaa Jawad, Prof. Khaled Hussein Al-Marzouk
Faculty of Administration and Economics, University of Babylon, Iraq
Vol 17, No 08 ( 2022 ) | DOI: 10.5281/zenodo.7027110 | Licensing: CC 4.0 | Pg no: 702-721 | Published on: 27-08-2022
Abstract
The study aims to shed light on the Agricultural Cooperative Bank as an independent variable and how it affects the dependent variables represented by small and medium enterprises, as an applied research in the Agricultural Cooperative Bank / Babylon branch based on the data received in the bank during the research period. The study also seeks to give a clear picture of the reality and role the agricultural bank in the province and how it supports the agricultural projects that are held in it through the stages of loans that the bank went through during the research period. Economic and social problems, the most prominent of which is the unemployment problem faced by the governorate and improving the standard of living for the individual, especially if it is given appropriate support and addressing the financing obstacles it faces. ), in light of the hypothesis (that the specialized banks / the agricultural bank - Babylon branch has a positive role in supporting small and Hence, the Agricultural Bank / Babylon branch was chosen as a sample for research based on the objective of the study during the period (2005-2020), which reached a set of conclusions, the most important of which are (Todayamato causality was used in measuring and analyzing the impact of (small farmers loans, wealth loans). Animal mechanization loans, agricultural mechanization loans, orchards construction loans (as independent variables on (small and medium-sized projects) as dependent variables), and the most prominent recommendations (that the Agricultural Bank establish a correct and effective mechanism for disbursing the amounts of these loans by dividing them into several stages that correspond to the stages of establishment or development Or operating agricultural projects or developing livestock, thus ensuring that the borrower implements the development projects to which these loans were directed.
Keywords:
specialized banks, agricultural bank, small and medium enterprises